Elder Law and Caregiving
Your current and future care needs should be considered as to how you will pay them. During the planning process, it is important to talk about your resources, family structure, preferred care setting, and other relevant aspects.
While some older adults may be able to rely on their family members and other caregivers for small tasks, others with more serious medical issues or without family might need to move to long-term community-based care facilities.
Long-Term Care Options
People with ongoing or serious disabilities often require long-term care. After an accident, stroke, or heart attack, long-term care is often required. It often develops slowly as people get older and become frailer, or when a disability becomes more severe.
There are two options: staying in your home or moving to an adult foster or assisted-living home. In-home caregiving is another option. This involves a caregiver coming to your home to help with daily activities such as bathing, dressing, hygiene, mobility, transfers, and cognition. Family members, independent home-care workers, or in-home care agencies can all be caregivers.
While long-term care facilities provide assistance with daily living activities, the staff are available during the night to help you resolve any issues faster. You would typically need to have a medical condition in order to receive care at a nursing home.
Planning for long-term care
You will not know when you will need long-term care. It is possible that you will never require it. Sometimes an unplanned illness, injury, or accident can change your needs suddenly. It is better to begin thinking about long-term care before you actually need it.
Before you begin planning for long-term health care, take the time to investigate the costs and services in your locality. It is also possible to make important decisions while you are still able.
Consider what you would do if your loved ones were disabled or seriously ill. Ask your lawyer, family members, or friends who would care for you if it were not possible to work. How to prepare advance directives regarding healthcare.