How to Document a Maryland Car Accident
From dangerous collisions to fender benders, Maryland drivers may at some point find themselves involved in a car collision. Immediately following a car accident there are several things you should do to ensure that you properly document the accident. This is to protect you when filing an insurance claim and also to prepare your case for litigation if the accident results in any kind of follow up court case. As a former insurance adjuster, Ross W. Albers knows what you need to document when involved in a car accident in Maryland to protect yourself from future court cases and issues with your insurance company.
If you are involved in a car accident, the seconds following the incident may cause you to fill up with emotions as a direct response of your body releasing adrenaline and endorphins. We recommend that you take a moment to compose yourself, breath deeply, and then focus on your next recommended steps. This brief time to reflect and compose yourself allows you to prevent forgetting to document something properly, or saying something that may be used against you at a later time. You should also take this time to assess any injuries no matter how small.
- The license plate of the other car involved
- The driver’s license and insurance cards of the other driver
- The damage to BOTH vehicles
- The immediate intersection and any traffic signs around you
Document The Circumstances
Take time to write down the following details as they are critical to your insurance claim and any other court issues regarding your accident. If you have a phone, you may want to take down these notes either as a “note” or as a text to yourself.
- Who was Driving the Other Car
- The exact time and location of the accident
- What led to the accident
- What Speed were you driving
- Road conditions at the time of the accident
- Distractions that may have been involved (texting)
- Anything the other driver says to you
- Were there witnesses
- Was anyone injured
If you are involved in a car accident in Maryland, especially in Carroll County, Howard County, or the surrounding areas, your next steps may need to involve contacting a lawyer. Ross W. Albers has experience as an insurance adjuster in the state of Maryland and has worked with some of Carroll and Howard County, Maryland’s most complicated car accident cases. The Law Office of Ross W. Albers will focus on helping you receive the best possible outcome if you are injured in a car accident or are fighting with difficult insurance companies. Contact his offices located in either Westminster, MD or Columbia, Maryland to request a consultation.